We Are Bowen Mortgages Ltd
Who We Are
Bowen Mortgages Ltd: Your Partner in Property and Financial Growth.
What Sets Us Apart
These principles guide everything we do and define who we are as a company.
No Broker Fee, Free Advice
You get expert mortgage advice and ongoing support at no cost to you. We’re here to guide you every step of the way and make the process as smooth and stress-free as possible.
Client-Focused
Every recommendation we make is based on your individual circumstances. We take the time to understand your goals, whether you’re buying your first home or remortgaging, and guide you with clear, honest advice.
All Types of Mortgages Needs
From first-time buyers to remortgages and buy-to-let, we cover the full range of mortgage options. We search across lenders to find the most suitable deal for your situation, not just what’s easiest.
Dedicated support
We support you at every stage of the process, handling the paperwork, liaising with lenders, and keeping you updated throughout. You’ll always know what’s happening and what comes next.
Your Partner in No Broker Fee Mortgages
At Bowen Mortgages Ltd, we understand that securing the right mortgage is one of the biggest financial decisions you’ll ever make. That’s why we believe expert advice should never come at a cost to you.
While most mortgage brokers charge fees on top of the commission they receive from lenders, we do things differently. We charge no broker fee.
With over 10 years of experience in the mortgage industry, our team has the knowledge and relationships to find you the right mortgage deal for your circumstances, whether you’re a first-time buyer, looking to remortgage, or investing in buy-to-let property.
Please note: Some services such as protection and insurance are referred to a third party. Neither Bowen Mortgages Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.
Ready for a Hassle-Free Mortgage Experience?
Our Team
Meet The Founder
Steven Ellsmoor
Bowen Mortgages was founded by Steven Ellsmoor, a passionate and dedicated professional with a wealth of experience in the mortgage and financial services industry. With a strong belief in the power of tailored advice and a commitment to making the mortgage process simpler for everyone, Steven set out to create a company that prioritises customer care and expert guidance above all else.
With a background in Banking and finance, Steven has built Bowen Mortgages on a foundation of integrity, transparency, and innovation. Having worked with clients from all walks of life, from first-time buyers to seasoned investors, Steven truly understands the challenges people face when navigating the world of property finance. This personal understanding and dedication to delivering the best outcomes for clients is at the heart of everything Bowen Mortgages does today.
Bowen Mortgages Academy
At Bowen Mortgages Academy, we’re dedicated to educating and empowering both our clients and future industry professionals. Our academy offers a wide range of free webinars and podcasts designed to demystify the mortgage world. Whether you’re a first-time buyer looking to understand affordability and credit scores, or a seasoned property investor exploring niche lending products and leveraging options, we’ve got you covered. We’ll help you navigate the complexities of the market and give you the tools to make informed, confident decisions. For those interested in property investment, we cover everything from securing your first buy-to-let mortgage to strategies for expanding your portfolio.
In addition, Bowen Mortgages Academy is passionate about nurturing the next generation of mortgage professionals. We offer paid qualifications and on-the-job training for individuals looking to break into the industry. Through a combination of practical experience and formal education, we’re helping to shape the future of the mortgage sector, one professional at a time. At Bowen Mortgages Academy, we don’t just offer advice—we create opportunities, build knowledge, and help you achieve long-term success.