Your trusted mortgage experts
Bowen Mortgages
Welcome to Bowen Mortgages – Your Trusted Mortgage Experts in the North West!
At Bowen Mortgages, we understand that securing the right mortgage is one of the biggest decisions you’ll make, whether you’re a first-time buyer, remortgaging, or looking to expand your property portfolio with a buy-to-let investment. That’s why we’re here to guide you through every step of the home buying process, offering expert advice and tailored solutions to suit your unique needs.
Our team of experienced advisors are dedicated to helping you find the best mortgage options available – all with free mortgage advice.*
We pride ourselves on providing clear, honest, and friendly advice, ensuring you feel confident and supported throughout your journey.
Ready to get started? Let’s make your homeownership dreams a reality! Reach out to Bowen Mortgages today for hassle-free, professional advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
*While Bowen Mortgages do not charge a fee for our services, there could be additional fees associated with the mortgage product you choose. i.e. valuation fees, product fees, etc.

Services We Offer
Expert Financial Advice for Every Stage of Your Property Journey
At Bowen Mortgages, we offer tailored financial advice to meet the needs of all types of buyers. Our dedicated team is here to guide you through every stage, from your first home purchase to expanding your investment portfolio.
For First-Time Buyers:
Starting your homeownership journey can be overwhelming, but our experienced advisors are here to simplify the process. We offer a range of mortgage options, including those for stretched affordability, zero deposits, and more. We’ll walk you through every step of the mortgage process, helping you navigate the evolving landscape of home financing with clarity and confidence.
Remortgages:
If you're looking to free up equity for renovations, consolidate debt, or move up the property ladder, we can help. Whether you’re refinancing to secure a better deal or need advice on how to leverage your property’s value, we’ll find the right remortgage solution for your needs.
Think carefully before securing other debts against your home.
Consolidating debt may reduce your outgoings now, however you may pay more interest over your mortgage term.
Your home may be repossessed if you do not keep up repayments on your mortgage
Buy-to-Let Investors:
Whether you're new to the world of buy-to-let investments or an experienced landlord, we provide expert advice on securing the right mortgage to grow your property portfolio. From sourcing the right deals to managing your investment effectively, we’re here to ensure your success.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority
Adverse Credit Mortgages:
If you’ve faced credit challenges in the past, don’t worry – we can help. Our team works with clients who have adverse credit histories, finding mortgage solutions that fit their individual circumstances. We’ll guide you through the process, ensuring you have access to the best options available.
At Bowen Mortgages, we’re committed to finding the right financial solution for you, no matter your situation. Let us help you make your property goals a reality.

We Are Your Full, One Stop Solution For All Things Property
Your Complete Property Solution with Bowen Mortgages
At Bowen Mortgages, we pride ourselves on being your one-stop shop for all things property. Whether you're buying your first home, expanding your investment portfolio, or looking to secure the right financial protection, we’ve got you covered.
In partnership with Bowen Capital, we offer a comprehensive range of services, including:
- Sales & Lettings: Expert advice and support for buying, selling, or letting properties, tailored to your specific goals.
- Property Sourcing: Whether you’re a first-time buyer or an experienced investor, we help you find the right property for your needs.
- Financial Solutions: As your trusted mortgage advisors, we arrange the best mortgage deals, and we also offer protection services to ensure you and your family are covered.
- Aftercare & Support: We don’t just help you get into your home – we support you every step of the way. From conveyancing to getting your home set up, we provide an unmatched aftercare service to make your move as seamless as possible.
For investors, we take it a step further: we can source, secure, and finance your property deals, as well as manage any renovation works, sales and lettings.
At Bowen Mortgages, we’re committed to working with you at every stage of your property journey, always prioritising your interests and helping you achieve the best possible outcome.
The above services are referred to a third party. Neither Bowen Mortgages Ltd nor PRIMIS are responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection

We Help You Track Your Mortgage Journey.
Coming Soon: A Smarter, Streamlined Mortgage Experience with Bowen Mortgages!
At Bowen Mortgages, we’re excited to embrace the latest in AI and technology to enhance your mortgage journey. Soon, you’ll be able to access our new digital platform, giving you the convenience of managing your mortgage process from anywhere, at any time.
With our upcoming digital journey, you’ll be able to:
- Complete Tailored Fact Finds: Easily input your details to receive mortgage recommendations tailored to your unique needs.
- Track Your Progress: Stay informed with real-time updates on where you are in the mortgage process.
- Upload Documents Seamlessly: Quickly upload all the necessary paperwork with just a few taps.
- Access Important Information: Instantly find key documents, letters, and mortgage details at your fingertips.
We’re making the mortgage process easier, faster, and more transparent, all while maintaining the expert support you know and trust. Stay tuned for the launch of this exciting new feature!

Track Your Applications With Our Experts And Online Software
As we build our brand and embrace more technology, we want to open the digital world to our clients. building strong client relationships with market leading technology, is how we envisage the future of mortgage advice. find out more about how we plan to do this below.
Our Core Values
Driving Technology For Innovation and Streamlined Mortgage Advice.

Trust

Focus

Integrity

Excellence

Consistency

Team work
We Are Always Focused On
Growth Of Clients
Long Term Partnerships
At Bowen Mortgages, we believe in building lasting relationships with our clients, not just helping with a one-time transaction. From your first home to your retirement property and everything in between, we're here to guide you through every financial milestone. We understand that life changes—new family members, career shifts, or retirement plans—and we’re committed to being by your side, offering personalized mortgage solutions that evolve with your needs. Trust Bowen Mortgages to be your dedicated partner, supporting you through all of life’s big moments with the expertise and care you deserve.
Free Mortgage consultations with 5* service
At Bowen Mortgages, we’re proud to offer free mortgage advice* without compromising on the 5-star service our clients expect. While many other brokers charge high one-off fees, we secure our fees through the commission paid by lenders—ensuring you get the best deals without any upfront costs. By streamlining our processes and leveraging advanced AI technology, we’re able to keep our costs low and pass those savings directly on to you. This means you can access expert advice, tailored to your needs, without worrying about additional fees or hidden costs. With Bowen Mortgages, you get top-tier service at no extra charge.
*Please note, while we do not charge a fee for our mortgage advice, other fees can apply, depending on the mortgage product selected. i.e. valuation fees, product fees, etc.

Wealth Advice
At Bowen Mortgages, our commitment to your financial success goes beyond securing a mortgage; we’re here to support your long-term wealth-building journey. We understand that property investment can be a powerful way to grow your assets, and we take the time to discuss strategies that align with your goals. Whether you’re looking to expand your portfolio, refinance, or leverage the latest tools and market opportunities, our team is here to help you navigate the complexities of property investment. By providing expert advice on the most effective ways to structure your investments and make the most of current market trends, we empower you to make informed decisions that support your financial future. Let us be your partner in building lasting wealth through smart, strategic property investments.

Numbers Speak
Complete the form below and one of the team will be in contact.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Bowen Mortgages Ltd do not charge a fee for our services.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Bowen Mortgages Ltd (Company Number 15751235). Registered in England & Wales
Registered & Trading Address: Business Lodge, Kingsway House, Caldwell Road, Widnes, Cheshire, WA8 7EA.
Bowen Mortgages Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. (943407)