Bowen Mortgages Ltd is committed to protecting your privacy. This Privacy Policy forms part of our Legal Information and sets out how Bowen Mortgages Ltd handles data that identifies you.
About Us
Bowen Mortgages Ltd Company number is 15751235 and registered in England & Wales and is registered & Trading at Business Lodge, Kingsway House, Caldwell Road, Widnes, Cheshire, WA8 7EA Bowen Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages and insurance business. We are committed to protecting your privacy. This Privacy Policy forms part of our legal information and sets out how we handle data that identifies you. If you have any queries concerning your personal information, please contact us at enquiries@bowenmortgages.co.uk
Data Protection Information
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of service and product in writing, by email or telephone. By submitting this information you have given your agreement to receive verabal contact from us to discuss your requirements, Information gathered and its use We receive and store any information you enter on our website, or give us in any other way, for example during a meeting. We use your contact details to communicate with you, we may also use your information to send you news about our products and Conduct or those of other carefully selected companies which we think may be of interest to you. We may contact you by post, email, telephone or fax for these purposes. If you do not want to receive such communication you can opt-out during registration, by emailing us at enquiries@bowenmortgages.co.uk or by following the unsubscribe instructions on the email. Please note that there may be instances where it may be necessary for us to communicate with you, in any event, for administrative or operational reasons relating to our service.
Site monitoring
When you use the site we anonymously record the details of the pages you look at but this data is not personally identifiable. We use this data to monitor site traffic and analyse paths customers take through our site which enable us to improve the service we provide. This information is onlyused by us and is not passed to any other party. We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.
Place of processing
The personal information held by us is held on and processed by computers situated in the United Kingdom.
Security
We have security measures in place to protect our customer database and access to this database is restricted internally. However, it remains your responsibility: • to protect against unauthorised access to your log in details;
• if you open more than one browser of the same type whilst using the website, to remember to close down all browser windows when you finish.
• if you share a computer with someone else or use a public Internet access then we advise you to delete the browsing history and log off the computer.
This will help ensure any personal information stored temporarily in the computer’s memory is lost.
Disclosure for legal and regulatory reasons
We reserve the right to communicate such personal information as we hold to third parties which seek the disclosure of it, if we are requested to do so by law or by a regulatory authority.
Links to third party sites
Our site contains links to other sites. We are not responsible for the privacy practices, or the content of those websites. You should read the privacy policies of every website that collects data.
Cookies
A cookie is a small file that is placed on your computer’s hard drive. If you agree to have cookies stored on your computer, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. This site uses cookies.
Log Files and Statistics
We may use IP addresses, URL’s of requested resources, timestamps, and HTTP user agents to analyse trends, administer the system and gather broad demographic information for aggregate use. In addition to this, we may use third party Conduct to monitor your use of our website, including Google Analytics, a web analytics service provided by Google, Inc (‘Google’). Google Analytics use cookies to help analyse how visitors use our site. The information generated by the cookie about the use of our website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of our website, compiling reports on web site activity and providing other Conduct relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your web browser, however, please note that if you do this you may not be able to make full use of our website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
Legal Information and Your Agreement
Access by you to our website is confirmation that you have understood and agreed to be bound by all of these terms and conditions. This website is prepared and issued in the United Kingdom and is intended for the information of United Kingdom residents only. This website is for information purposes only and its content is subject to change without notice. Nothing on this website shall be deemed to constitute financial advice and in the event that you wish to have any such advice, please contact us.
Disclaimer
Whilst we use all reasonable efforts to ensure that the information published on this website is accurate, current and complete at the date of publication, no representatives or warranties are made (express or implied) as to the accuracy, currency or completeness of such information. We cannot accept responsibility (to the extent permitted by law) for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website or any other website to which it may be linked. We make no warranty that this website is free from errors, defects or viruses. We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.
Copyright Notice
The entire contents of this website (except where applicable the crown copyright location maps) is our property and is subject to copyright with all rights reserved. You may download or print individual sections of the website for personal use and information only provided that these properly indicate our copyright and other proprietary notices. You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without our prior written consent.
There is no guarantee that any e-mail you send will be received by us or that the confidentiality of that e-mail will be maintained during internet transmission.
Applicable Law
Any disputes arising from the use of this website shall at all times be governed by the laws of England and Wales and the parties shall submit to the exclusive jurisdiction of the English Courts.
International Transfers of Personal Information
As the internet can be assessed worldwide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. By visiting this site and communicating electronically with us you are consenting to these transfers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Bowen Mortgages Ltd do not charge a fee for our services.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Bowen Mortgages Ltd (Company Number 15751235). Registered in England & Wales
Registered & Trading Address: Business Lodge, Kingsway House, Caldwell Road, Widnes, Cheshire, WA8 7EA.
Bowen Mortgages Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. (943407)
